Rates

Rates

Loans | Mortgage | Savings | Checking | Certificates

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CONSUMER LOANS
Loan Type	Rates as Low as	APR*	Terms up to
New Autos (2012& 2013) Up to 3 Years Minimum loan amount $ 5,000 - 4 Years Minimum loan amount $ 7,500 - 5 Years + Minimum loan amount $10,000 - 6 Years Minimum loan amount $20,000 - 7 Years	2.49% 2.49% 2.49% 4.19% 4.69%	2.49% 2.49% 2.49% 4.19% 4.69%	36 48 66 72 84
New & Used Autos (2008 and newer) Up to 3 Years Minimum loan amount $ 5,000 - 4 Years Minimum loan amount $ 7,500 - 5 Years + Minimum loan amount $10,000 - 6 Years Minimum loan amount $20,000 - 7 Years	2.99% 2.99% 2.99% 4.19% 4.69%	2.99% 2.99% 2.99% 4.19% 4.69%	36 48 66 72 84
Used Autos (2007-2004) Up to 3 Years Minimum loan amount $ 5,000 - 4 Years Minimum loan amount $ 7,500 - 5 Years + Minimum loan amount $10,000 - 6 Years	2.99% 2.99% 2.99% 4.19%	2.99% 2.99% 2.99% 4.19%	36 48 66 72
Used Autos (2003-2001) up to 5 Years	8.90%	8.90%	60
New RV's Up to 5 Years Minimum loan amount $10,000 - 6 Years Minimum loan amount $20,000 - 7 Years	6.50% 7.50% 8.50%	6.50% 7.50% 8.50%	60 72 84
Used RV's (2011-2004) up to 5 Years Minimum loan amount $10,000 - 6 Years	7.50% 8.50%	7.50% 8.50%	60 72
New Motorcycles up to 5 Years Minimum loan amount $10,000 - 6 Years Minimum loan amount $20,000 - 7 Years	6.50% 7.50% 8.50%	6.50% 7.50% 8.50%	60 72 84
Used Motorcycles (2011-2004) up to 5 Years Minimum loan amount $10,000 - 6 Years	7.50% 8.50%	7.50% 8.50%	60 72
Share Secured - Adjustable Rate	3.10%	3.10%	120
Signature Loans up to 7 Years	9.80%	9.80%	84

*APR = Annual Percentage Rate
Loan rates and terms are subject to credit approval.
For purposes of this disclosure, the annual percentage rate stated for consumer loans are accurate as of 2-1-2012

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REAL ESTATE LOANS

Loan Type

Rates as Low as

Points

APR*

Term

1st Mortgage 15 Years
call for rates

0

15YR

1st Mortgage 30 Years
call for rates

0

30YR

PrimeLine Home Equity Line of Credit (Int only pmts)
3.500%

0

3.500%

25YR

*APR = Annual Percentage Rate
1ST MORTGAGE CONFORMING: Up to $417,000
1ST MORTGAGE JUMBO: Over $417,000
HELOC: Up to $500,000 Line of Credit w/checkbook access.
Rate adjusted monthly based on the Wall Street Journal Prime Rate

Loan rates and terms are subject to credit approval
For purposes of this disclosure, the annual percentage rate stated for mortgage loans are accurate as of 2-1-2012.

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DEPOSIT ACCOUNTS
Savings Type	Minimum Balance	Dividend Rate	APY*	Term
Regular Share Savings ($100 min bal required to avoid $5 monthly maintenance fee	$20	0.100	0.10	n/a
Rate Chaser Money Market (if balance falls below minimum)	$2,500	0.000	0.00	n/a
Tier 1Rate Chaser Money Market $2,500 to $9,999	as above	0.200	0.20	n/a
Tier 2 Rate Chaser Money Market $10,000 to $24,999	as above	0.210	0.21	n/a
Tier 3 Rate Chaser Money Market $25,000 to $49,999	as above	0.230	0.23	n/a
Tier 4 Rate Chaser Money Market $50,000 to $99,999	as above	0.270	0.27	n/a
Top Tier Rate Chaser Money Market $100,000 +	as above	0.349	0.35	n/a
Passbook IRA	$1,000	0.10	0.10	n/a

CHECKING ACCOUNTS
Checking Type	Minimum Balance	Dividend Rate	APY*	Mo. fee
Free Checking	no min	0.00	0.00	n/a
Interest Checking ($2,500 min bal required to avoid monthly fee) $0-$2,499	no min	0.00	0.00	$7.50
$2,500 - $9,999	$2,500	0.200	0.20	n/a
$10,000 to $24,999	$10,000	0.210	0.21	n/a
$25,000 to $49,999	$25,000	0.230	0.23	n/a
$50,000 to $99,999	$50,000	0.270	0.27	n/a
$100,000 +	$100,000	0.349	0.35	n/a

CERTIFICATES
Certificate Type	Minimum Deposit	Dividend Rate	APY*	Term
6 Month Certificate	$1,000	0.330	0.33	6
1 Year Certificate	$1,000	0.350	0.35	12
2 Year Certificate	$1,000	0.439	0.44	24
3 Year Certificate	$1,000	0.509	0.51	36
1 Year IRA Certificate	$1,000	0.350	0.35	12

*APY = Annual Percentage Yield
For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term
certificate accounts were offered within the most recent seven calendar days and were accurate as of 2-1-2012.

Penalties apply for early withdrawal.
Rates are subject to change without notice. Please call (925)331-1010 to obtain current rate information.

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REAL ESTATE LOANS
Loan Type	Rates as Low as	Points	APR*	Term
1st Mortgage 15 Years	call for rates	0		15YR
1st Mortgage 30 Years	call for rates	0		30YR
PrimeLine Home Equity Line of Credit (Int only pmts)	3.500%	0	3.500%	25YR
*APR = Annual Percentage Rate 1ST MORTGAGE CONFORMING: Up to $417,000 1ST MORTGAGE JUMBO: Over $417,000 HELOC: Up to $500,000 Line of Credit w/checkbook access. Rate adjusted monthly based on the Wall Street Journal Prime Rate Loan rates and terms are subject to credit approval For purposes of this disclosure, the annual percentage rate stated for mortgage loans are accurate as of 2-1-2012.